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(i) the partial or overall mobilisation of the equilibrium in personal savings programs to the payment of instalments of credit rating agreements assured by a mortgage on the home intended for the participant's individual long term residence in the participant, as well as instalments of credit history for the construction or advancement of assets for possess copyright, and transfers to housing co-operatives for lasting housing alternatives, These are exempt from the minimum five-calendar year permanence need for mobilisation with no penalty, as long as they regard the assuming that they relate to quantities subscribed nearly 31 December 2022;
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